Each month you have to pay taxes. The amount of tax you have to pay is divided in three main groups. The amount of salary you must pay to your hirelings (Labour), the amount of maintenance for all the buildings you constructed with Deeds (Maint.), and a general 'adventurers' tax (tax).
The amount of taxation can be reduced by having the Apprentice and Expert Accountant feats.
There are no taxes for characters below level 6.
You can also obtain your own tax box at Miral and Garok's Workshop for 18 medals.
Servants you hire for your home incur a monthly wage, which is 5% of their original cost.
Maintenance tax is determined by buildings you have constructed on the world map using Deeds.
This tax is determined by the following factors.
- Each level increases the tax by 108gp.
- For every 1000 gp you carry, the tax is increased by about 0.96gp.
- Each point of Fame increases tax by about 0.96gp.
Adventurers Tax is extremely cut down. It only relates to how much gp player carries.
It's about (gp)/33.
Having a positive karma will reduce the amount of tax you have to pay by 5% per 5 positive karma, to the maximum of 40% if you have used the Secret Treasure of the Saint that gives you +20 maximum karma. Negative karma will not increase taxes.
Karma's tax break only applies to the 'Adventurers' tax portion of your bill. The salaries of your employees and maintainance bills are not technically considered taxes, but are simply paid at the same time.
The accountant feats can reduce your taxes a further 7 or 15%. This also does not apply to maintainence or labor costs.