A quicker way to obtain it is to use the Secret experience of Lomias and then make a gene. When a character is incarnated from that file, the intro cutscene will play differently and after speaking with Lomias and Larnneire, there will be a Begger's Pendant waiting for the player in the upper-right of the cave.
|It weighs 0.2s|
|It is made of metal.|
|It is fireproof.|
|It is precious.|
|It modifies DV by 8 and PV by 0.|
|It grants your resistance to fire. [#] (+12)|
|It increases your Charisma by 10.|
|It prevents aliens from entering your body.|
|It protects you from thieves.|
|Note: attributes may vary depending on luck.|
eggacreates the <Begger's Pendant>; this will only work in wizard mode.
The <Begger's Pendant> is located at item number 486.
|Head||Five Horned Helm · Sage's Helm|
|Neck||Arbalest · Begger's Pendant · Twin Edge · Unknown Shell|
|Shield||Al'ud · Shield of Thorn|
|Ring||Palmia Pride · Ring of Steel Dragon|
|Arm||Gloves of Vesda|